Divya Mudliar

Divya Mudliar

Divya writes about invoicing, cash flow, and the everyday finance decisions small businesses face. She's spent years covering SaaS and fintech topics, with a focus on practical, no-jargon advice business owners can act on the same day they read it.

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How to Track and Deduct Business Mileage

If you drive for work, those miles are money. The business mileage deduction lets freelancers and small businesses write off the cost of using a

How to work out your burn rate and runway

Burn rate and runway are two of the most important numbers a young business can track, and two of the most often ignored until it

How agencies bill retainers and projects

Agencies run on two kinds of money: the steady retainer that keeps the lights on, and the project work that lifts a good month into